Kamuna Credit Co-operative Society is a Multi State Co-operative society
registered with Ministry of Agriculture, Department of Co-operation by
registration number MSCS/CR/379/2010. Kamuna Credit Co-operative Society
strictly abides by the principles of Co-operation, the Multi State Co-operative
Act, 2002 and its Rules.
Kamuna Credit Co-operative Society is formed by its founding Kamuna Credit
Co-operative Society is formed by its founding members and is currently
operational in the states of Uttar Pradesh, Madhya Pradesh, Uttarakhand, Bihar,
Punjab, Gujrat, Rajsthan, Himachal Pradesh and Maharashtra. The society is
backed with members from variety of backgrounds, community, social status and
age groups, making it one of the most versatile organizations currently
functional. The existing board and management of the society is backed with
years of extensive management experience in the field of General Management,
Finance, Retail and credit, thus bringing maximum value to the board room. The
chief promoter of the society brings extraordinary leadership skills, keeping
the board focused towards achieving the vision of the society.
The vision of Kamuna Credit Co-operative Society is “Public prosperity” by
offering financial services to all groups of people and offering equal
opportunity to all, to live an improved life by Financial Enablement and
empowerment. The mission of the society is to create self sufficient sustainable
ecosystem of members through co-operation.he society is to enable financial
inclusion by providing affordable financial services to the under-privileged and
socially excluded community, and inculcate the savings habit among the common
man through innovative low cost financial products and services using
co-operative principles, self-help and mutual aid.
The society is authorized by its laws to accept deposits from its members under
different schemes, from Savings account to term deposits like Daily Deposit,
Monthly Deposit and fixed Deposits. The deposit schemes are designed to deliver
maximum value to its members, offering attractive rate of interest alongwith
other benefits. The Society's rate of interest is among one the best rates
offered in the industry in comparison to Nationalized/Co-operative Banks,
Financial Institutions and other co-operative societies, making it the preferred
choice of investment by members.
The deposits accepted by the society are mobilized by the means of loans to
members, making it a profitable institution to enable further expansion and
delivering value to its members. The society has loans available to all members
for all sorts of purposes.
Kamuna Credit Co-operative Society is currently operating in 9 states from over
175 branches and few thousand member agents specialized in sales and marketing,
helping the members choose the best plans to invest depending upon their
The society operations are fully computerized using latest state-of-art
technology for accurate and robust financial transactions.